Insurance Articles

Disability Insurance

Adding Disability ProtectionOutlines the benefits of disability insurance and provides an overall introduction to the topic.
Insurance If You Become Disabled Takes a look at some numbers indicating that disability insurance is a must for most people; breaks down disability insurance into the different types available.

Health Insurance Choices Sheds some light on the differences between HMO and PPO health insurance programs and provides insight into which might be best for you.
Medical Insurance Analyzes health insurance choices in terms of the different kinds available (basic, major, comprehensive, Medicare) to help you make a more informed decision on the type of coverage you might need..
Entrepreneurs Beware Entrepreneurs and small business owners should take care when dealing with health insurance promoters; many such promoters have been found to be illegitimate and could leave you with large, unpaid medical bills.
Association Health Plans AHPs, which allow small businesses to purchase affordable health insurance plans for their employees, may become a reality.

Life Insuring Choices Urges you to keep an eye on your life insurance policy to be sure it is keeping pace with your changing lifestyle and the needs of your loved ones.
Provides a plan for analyzing and choosing the best life insurance provider.

A Great Resolution This New Year, resolve to protect your family against unexpected tragedy by purchasing life insurance.
Updating Your Life Insurance Upon Marriage Commonly, newlyweds fail to update their life insurance policies, but this could be a devastating error if left undone.
Life Insurance Policies For Long-Term Care Your life insurance policy could be used to pay for long-term care expenses in the event of a terminal illness.

Long-Term-Treatment Insurance Discusses the high costs of long-term medical care and suggests that these costs can be offset by long-term disability insurance, protecting your hard-earned retirement savings from unexpected medical costs.
Insurance for Extended Care Key Provides some statistics on the average lifetime need for long-term care and suggests that long-term disability insurance is a necessity for most Americans, even if you already have health insurance or Medicare.

What Medicare Insurance Includes Breaks down Medicare into its parts and explains how the plan works in plain terms; also addresses "medigap."

How Can I Upgrade My Insurance — Tax-Free with an Annuity? Discusses new features available with modern insurance policies that make financial planning less of a burden and provides some first steps in upgrading existing plans with accumulated benefits.
Property Insurance Importance Increases Provides a discussion of the different types of property insurance available and helps you to determine how much and what kind of property insurance you need.